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Commercial & Asset Finance

Finance that moves at business speed.

Commercial property, business assets and short-term private lending — arranged with the same care as a home loan.

    What we help with
  • Owner-occupied & investment commercial property
  • Motor vehicle & equipment finance
  • Business loans & working capital
  • Development & construction finance
  • Private / short-term lending
The Top Soul approach

Strategy first. Product second.

We start with your goals — the property, the timeline, the cashflow — then design a lending structure across our 40+ lender panel that supports where you're going, not just where you are today.

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Commercial property

From a first commercial premises to multi-tenant investments — structured for cashflow and long-term value.

Asset finance

Vehicles, plant, equipment and technology — chattel mortgage, novated lease and rental options.

Private lending

When banks can't move fast enough, our private lending panel provides flexible, short-term solutions.

Business finance

Working capital, cashflow and equipment lending tailored to your business's next chapter.