Calculators
Run the numbers before you commit.
Quick estimates to help you understand what's possible. For a lender-specific figure, book a strategy session with Gemma.
Borrowing Power
$120,000
$0
$2,500
$0
6.5%
Estimated borrowing capacity
$632,000
Indicative only — actual capacity varies by lender.
Loan Repayments
$600,000
6.24%
30 years
Monthly repayment
$3,690
Total interest
$728,545
Stamp Duty
$750,000
Estimated transfer duty (NSW)
$28,279
Indicative only. Concessions may apply for first home buyers, off-the-plan and investors.
Extra Repayments
$600,000
6.24%
30 years
$200
New repayment
$3,890
Time saved
3.9 yrs
Interest saved
$110,849
Payoff in
26.1 yrs
Split Loan
$600,000
50% fixed
5.99%
6.24%
30 years
Fixed ($300,000)
$1,797/mo
Variable ($300,000)
$1,845/mo
Combined monthly
$3,642